USER AGREEMENT & RISK DISCLOSURE

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Last Updated: [November, 2025]

Welcome to [Welux].
This User Agreement (“Agreement”) governs your access to and use of [www.welux.biz] and all services provided by [Welux] (“Company,” “we,” “our,” or “us”).

 

By accessing our website, or using any of our crypto investment services, you agree to be legally bound by this Agreement and the Risk Disclosure below.

If you do not agree with these terms, do not use our services.

 

1. ELIGIBILITY

You must:

• Be at least 18 years old

• Reside in a jurisdiction where our services are legally offered

• Provide accurate and complete registration information

• Not be barred under applicable laws from receiving financial or investment services

We may refuse or cancel your account at our discretion.

 

2. ACCOUNT REGISTRATION & SECURITY

2.1 Accuracy of Information

You agree to provide true, accurate, and complete information during registration and to update your information when necessary.

2.2 Security Responsibilities

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

Immediately notify us if you suspect:

• Unauthorized access

• Security breaches

• Loss of passwords or access devices

We are not liable for losses arising from compromised credentials unless caused by our negligence.

 

3. COMPLIANCE REQUIREMENTS

To comply with KYC (Know Your Customer), AML (Anti-Money Laundering), and other regulatory guidelines, you agree to:

• Provide required identity verification documents

• Allow third-party verification checks

• Undergo additional reviews for large transactions

Failure to comply may result in account suspension or termination.

 

4. SERVICES PROVIDED

Our services may include:

• Crypto investment products

• Insured custodial services

• Portfolio management tools

• Market insights and analytics

• Secure deposits and withdrawals

We may modify, expand, or discontinue features at any time.

 

5. FEES & TRANSACTIONS

You agree to pay all applicable:

• Trading fees

• Withdrawal fees

• Custodial fees

• Subscription or service-specific fees

All transactions are final once processed.
We reserve the right to adjust fees with prior notice.

 

6. PROHIBITED ACTIVITIES

You agree NOT to use our services for:

• Illegal or fraudulent activities

• Money laundering

• Market manipulation

• Abuse of promotions or referral programs

• Interference with website operations

• Attempting to bypass security systems

Violation may result in account closure and legal action.

 

7. WEBSITE AVAILABILITY

While we strive for 24/7 availability, we do not guarantee:

• Uninterrupted access

• Error-free functionality

• Immediate execution of transactions

Scheduled maintenance or unforeseen outages may occur.

We are not responsible for delays or interruptions beyond our control.

 

8. TERMINATION OF ACCOUNT

We may suspend or terminate your account if you:

• Violate this Agreement

• Fail identity verification

• Engage in suspicious activity

• Pose a regulatory or security risk

• Request termination

Upon termination, we may restrict access while completing legal and compliance reviews.

 

9. LIMITATION OF LIABILITY

To the fullest extent permitted by law:

• We are not liable for losses due to market volatility

• We are not liable for user error, forgotten passwords, or unauthorized access

• Our liability is limited to the amount of fees paid to us in the last 12 months

Some jurisdictions may not allow certain limitations; these will apply only as allowable by law.

 

10. INDEMNIFICATION

You agree to indemnify and hold harmless [Welux], its affiliates, officers, employees, and partners from any claims, damages, liabilities, or costs arising from:

• Your use of the website

• Violations of this Agreement

• Breach of laws or regulations

• Misuse of services

 

11. GOVERNING LAW

This Agreement is governed by the laws of the State of New York, without regard to conflict-of-law principles.
You agree to resolve disputes through binding arbitration or courts located in New York County, NY, unless otherwise required by law.

 

12. AMENDMENTS

We may update or modify this Agreement periodically.
Changes will take effect when posted on this page.
Continued use of our services constitutes acceptance of the revised terms.

 

RISK DISCLOSURE

 

Crypto investing involves substantial risk. You acknowledge and agree to the following:

 

1. MARKET RISK

Cryptocurrency markets are highly volatile.
Values may fluctuate dramatically and may become illiquid at any time.

You may lose part or all of your investment.

 

2. REGULATORY RISK

Changes in laws, regulations, or government actions may impact:

• Crypto values

• Trading ability

• Liquidity

• Access to your assets

Regulations differ across states and countries.

 

3. TECHNOLOGY & SECURITY RISKS

Digital assets rely on:

• Blockchain networks

• Smart contracts

• Third-party providers

Risks include:

• Hacking or cyberattacks

• Protocol failures

• Software vulnerabilities

• System outages

• Transaction delays

While [Welux] uses industry-leading security and insurance protections, no system is infallible.

 

4. INSURANCE LIMITATIONS

Insurance coverage (if applicable) may:

• Apply only to custodial assets

• Exclude losses from user negligence

• Have conditions, caps, or exclusions

• Not guarantee recovery of full asset value

Details of insurance coverage are available upon request.

 

5. TAX RISK

Crypto transactions may be subject to:

• Income tax

• Capital gains tax

• Reporting requirements

You are responsible for consulting a professional tax advisor.

 

6. USER RESPONSIBILITY

You acknowledge that:

• You understand the risks involved

• You are financially capable of handling potential losses

• You have conducted independent research

• You will not rely solely on company statements or promotional materials

 

CONTACT INFORMATION

For questions about this User Agreement or Risk Disclosure, contact:

[Welux]
Email: [info@welux.biz]
Address: [575 Lexington Ave, 12th Floor, New York, NY 10022]